Thank you for visiting the Bukaty Property & Casualty Services, Inc. (BPCS) website. Your privacy is a priority to us. BPCS takes every step to ensure your personal, financial, and medical information is protected in accordance with HIPAA and the Gramm-Leach-Bliley Act.

Following is a summary of the information that we (BPCS) collect, how we use the collected information, and safeguards taken to protect this information

Information Collected

BPCS may collect certain non-public information from you on applications or other forms you complete.

BPCS may collect information about you in the following ways: on applications and other standard forms (for example: name, address, social security number, assets, and income); from our affiliates or others including those companies that work closely with us to provide you with diverse financial products and services (for example: your account balance, payment history, parties to transactions, transactions, and credit card usage); from consumer reporting agencies (for example: your credit worthiness and credit history); from information obtained when verifying the information you provide on applications or other forms (this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions).

BPCS may collect certain non-personally identifiable information when you visit our webpages such as the type of browser you are using, the type of operating system you are using, and the domain name of your Internet service provider. Such information is used only for internal purposes by BPCS technical support staff.

Protecting Your Privacy

BPCS does not sell, share, or disclose your non-public personal information to non-affiliated third-party marketing companies with the exception of the following circumstances. We may disclose all of the information we receive from you on applications or other forms you might have completed to companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have joint marketing agreements. All of these companies are contractually obligated to keep the information that we provide to them confidential and use the information only for the services required and as allowed by applicable law or regulation, and are not permitted to share or use the information for any other purpose. BPCS may disclose non-public personal information about you in connection with the transfer of your account to another financial institution at your request or the request of your representative.

BPCS may disclose personally identifiable information for a court order or a subpoena. We also may disclose such information in response to a law enforcement agency's request. These disclosures typically include information to process transactions on your behalf, to conduct our operations, to follow your instructions as you authorize, or to protect the security of our financial records.

In the course of providing services to you, we are permitted by law to share information within our family of affiliated companies about our transactions or experiences with you (such as account balance or payment history).

Safeguards

BPCS has put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online.

BPCS employees are trained and expected to maintain all privacy policies and procedures associated with the Health Insurance Portability and Accountability Act (HIPAA). In addition, third-party administrators (TPAs) are also required to maintain the same security standards as BPCS employees.

Disclosure Notice

The Gramm-Leach-Bliley Act deals in part with how we treat your non-public personal financial information, and requires any company that collects such information to inform clients of the company's privacy practices. BPCS is committed to maintaining our clients’ confidentiality.

BPCS may acquire certain “non-public, personal financial information” from our clients. This can include information we receive from our clients on applications or other forms, and information about your transactions with us or others.

We do not disclose any non-public personal information about our clients or any former clients to anyone in any way that is prohibited by federal law.

Permitted disclosures include, for instance, providing information to our employees and, in limited situations, to unrelated subcontractors who need to know that information to assist us in providing services to you. We restrict access to information to authorized individuals who need to know this information to provide services and products to you. We maintain physical, electronic, and procedural safeguards that protect your information.

Follow this link to obtain a copy of the Gramm-Leach-Bliley Act.